Details » The Christmas Season

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- Category: Music
- Description: Christmas forums
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- Created On: Apr 3, 2010
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7. | Jun 28, 2014
Your credit is not meessd up from all the accounts you have open, it's meessd up because you are not paying the ones you have before taking another loan and another loan, etc. What good will one consolidation loan do for you because you will still have one payment (creditor) to not pay? Whether you owe $10,000 or five $2,000 loans you still owe $10,000.My first word of advice is to stop charging and taking out loans. It's not easy but it's the only way out of debt. Stop the minimum payment only cycle even if that means giving up something you are buying that your really don't need. Don't tell me that all of your debt is from practical needs and not wants. If you have a cell phone, that's $30-40 a month that would surely be a double payment on a credit card. If a cell phone is a need, what did we all do 10 years ago? This analogy is true for cable tv, high speed internet, gas guzzling car, etc. I am not saying to give up everything and become Amish. What I am saying is judgement is what got you in trouble in the first place.The two ways out of debt are to increase income or reduce expenses. It's not easy but neither is taking on and paying off yet another debt. You don't have to cancel your credit cards but don't use them. You want to keep your credit history going. The only cards to cancel are the ones with annual fees. The time will come when you are out of debt completely don't keep those $30-50 a year annual fee cards. Get them paid off asap.You can increase income with a part time job or business of your own. You can consider a roommate to help with rent and utilities. You can look into selling things you no longer want or need even half of the value of something sitting in your closet will help with your total debt.You can decrease expenses by getting rid of unneccessary expenses, downsizing your lifestyle, paying off debt one by one, clipping coupons for products you use, and lots of things to do to save $1 here and $3 there it adds up. But, don't just save the money put that amount onto a bill and before too long, that bill be paid off and you tackle the next bill and the next.Refinancing sounds like a good idea but if you cannot pay the bills you currently have you cannot pay the refinanced loan either.Make a committment to yourself TODAY to devise a plan and stick to it.
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10. | Mar 2, 2014
Your credit is not meessd up from all the accounts you have open, it's meessd up because you are not paying the ones you have before taking another loan and another loan, etc. What good will one consolidation loan do for you because you will still have one payment (creditor) to not pay? Whether you owe $10,000 or five $2,000 loans you still owe $10,000.My first word of advice is to stop charging and taking out loans. It's not easy but it's the only way out of debt. Stop the minimum payment only cycle even if that means giving up something you are buying that your really don't need. Don't tell me that all of your debt is from practical needs and not wants. If you have a cell phone, that's $30-40 a month that would surely be a double payment on a credit card. If a cell phone is a need, what did we all do 10 years ago? This analogy is true for cable tv, high speed internet, gas guzzling car, etc. I am not saying to give up everything and become Amish. What I am saying is judgement is what got you in trouble in the first place.The two ways out of debt are to increase income or reduce expenses. It's not easy but neither is taking on and paying off yet another debt. You don't have to cancel your credit cards but don't use them. You want to keep your credit history going. The only cards to cancel are the ones with annual fees. The time will come when you are out of debt completely don't keep those $30-50 a year annual fee cards. Get them paid off asap.You can increase income with a part time job or business of your own. You can consider a roommate to help with rent and utilities. You can look into selling things you no longer want or need even half of the value of something sitting in your closet will help with your total debt.You can decrease expenses by getting rid of unneccessary expenses, downsizing your lifestyle, paying off debt one by one, clipping coupons for products you use, and lots of things to do to save $1 here and $3 there it adds up. But, don't just save the money put that amount onto a bill and before too long, that bill be paid off and you tackle the next bill and the next.Refinancing sounds like a good idea but if you cannot pay the bills you currently have you cannot pay the refinanced loan either.Make a committment to yourself TODAY to devise a plan and stick to it.
11. | Jun 2, 2013
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12. | May 28, 2013
You are right, a lot of sites do allows users to dowlaond but that is not legal. Since songs are part of films they inherit the copyrights of the actual movies and cannot be used without prior permission. The loop is, you can use videos uploaded by others and embed them in your site and people can stream it and watch it. You can also upload your own videos to your site if it is less than 10 mins in duration. Any content that is less than 10 mins in duration is protected by the Fair Use Doctrine if the main aim of the content is to provide any useful information or to review the movie or to review the song and so on. (Example: hqutube.blogspot.com)If you are allowing users to dowlaond it, then you are distributing content that is not yours and are entitled to legal liabilities. You can just embed it.All this said, a lot of people do have their own sites where they let users dowlaond songs and movies, there is nothing legal about it, but they still do
13. | May 24, 2013
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14. | May 20, 2013
Your credit is not msesed up from all the accounts you have open, it's msesed up because you are not paying the ones you have before taking another loan and another loan, etc. What good will one consolidation loan do for you because you will still have one payment (creditor) to not pay? Whether you owe $10,000 or five $2,000 loans you still owe $10,000.My first word of advice is to stop charging and taking out loans. It's not easy but it's the only way out of debt. Stop the minimum payment only cycle even if that means giving up something you are buying that your really don't need. Don't tell me that all of your debt is from practical needs and not wants. If you have a cell phone, that's $30-40 a month that would surely be a double payment on a credit card. If a cell phone is a need, what did we all do 10 years ago? This analogy is true for cable tv, high speed internet, gas guzzling car, etc. I am not saying to give up everything and become Amish. What I am saying is judgement is what got you in trouble in the first place.The two ways out of debt are to increase income or reduce expenses. It's not easy but neither is taking on and paying off yet another debt. You don't have to cancel your credit cards but don't use them. You want to keep your credit history going. The only cards to cancel are the ones with annual fees. The time will come when you are out of debt completely don't keep those $30-50 a year annual fee cards. Get them paid off asap.You can increase income with a part time job or business of your own. You can consider a roommate to help with rent and utilities. You can look into selling things you no longer want or need even half of the value of something sitting in your closet will help with your total debt.You can decrease expenses by getting rid of unneccessary expenses, downsizing your lifestyle, paying off debt one by one, clipping coupons for products you use, and lots of things to do to save $1 here and $3 there it adds up. But, don't just save the money put that amount onto a bill and before too long, that bill be paid off and you tackle the next bill and the next.Refinancing sounds like a good idea but if you cannot pay the bills you currently have you cannot pay the refinanced loan either.Make a committment to yourself TODAY to devise a plan and stick to it.
15. | Sep 21, 2012
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17. | Sep 19, 2012
Well Ben as usual you are confused by my words. I see a patrten here, I post and then you become confused. I just can't keep trying to educate you on my opinions because I feel that they fall on deaf ears. If you truly wanted to understand how I feel then perhaps you should do some research and figure things out for yourself. In the meantime here are a few facts that clearly show that your party is blindly following a leader that does not have a clue how to help this country recover. I hope that with these facts you may at least see that there are better ways to help our own citizens during these troubled times. Please consider the following facts as proof that we can not continue on this path.$11 Billion to $22 billion is spent on welfare to illegal aliens eachyear by state governments$2.2 Billion dollars a year is spent on food assistance programs suchas food stamps,WIC, and free school lunches for illegal aliens$2.5 Billion dollars a year is spent on Medicaid for illegal aliens$12 Billion dollars a year is spent on primary and secondary schooleducation for children here illegally and they cannot speak a word ofEnglish$17 Billion dollars a year is spent for education for the American-bornchildren of illegal aliens, known as anchor babies$3 Million Dollars a DAY is spent to incarcerate illegal aliens30% percent of all Federal Prison inmates are illegal aliens$90 Billion Dollars a year is spent on illegal aliens for Welfare &social services by the American taxpayers$200 Billion dollars a year in suppressed American wages are caused bythe illegal aliensThe illegal aliens in the United States have a crime rate that's twoand a half times that of white non-illegal aliens. In particular,their children are going to make a huge additional crime problem in theUSDuring the year of 2005 there were 4 to 10 MILLION illegal aliens thatcrossed our Southern Border also, as many as 19,500 illegal aliensfrom Terrorist Countries. Millions of pounds of drugs, cocaine, meth,heroin and marijuana, crossed into the US from the Southern borderThe National policy Institute estimated that the total cost of massdeportation would be between $206 and $230 billion or an average cost ofbetween $41 and $46 billion annually over a five year periodIn 2006, illegal aliens sent home $45 BILLION in remittances to theircountries of origin The Dark Side of Illegal Immigration: Nearly One million sexcrimes Committed by Illegal Immigrants In The United States$338.3 billion a year! Still confused?